In line with the current trends in international business transactions, we have expanded our areas of practice to include banking and insurance law. Some of our associates and affiliates served as in-house counsel to commercial institutions and insurance companies before embarking on private legal practice. Consequently, they have expertise in specific areas of banking and insurance law such as international banking law including loan agreements, collateral contracts and debt management as well as all kinds of insurance law including financial institution initiatives in the sale of insurance products such as structure alternatives for the sale of insurance, insurance licensing and preemption.